{"id":10581,"date":"2021-12-10T11:30:28","date_gmt":"2021-12-10T04:30:28","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=10581"},"modified":"2024-05-07T14:57:10","modified_gmt":"2024-05-07T07:57:10","slug":"mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y","status":"publish","type":"post","link":"http:\/\/54.169.97.118\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y","title":{"rendered":"Mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69dac5e6db7c7\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69dac5e6db7c7\"  type=\"checkbox\" id=\"item-69dac5e6db7c7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y\/#Hinh_thuc_mua_xe_may_tra_gop_bang_the_tin_dung_la_gi\" title=\"H\u00ecnh th\u1ee9c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec?\">H\u00ecnh th\u1ee9c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y\/#Cac_khoan_chi_phi_khi_mua_xe_may_tra_gop_bang_the_tin_dung\" title=\"C\u00e1c kho\u1ea3n chi ph\u00ed khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng\">C\u00e1c kho\u1ea3n chi ph\u00ed khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y\/#Cac_buoc_tien_hanh_mua_xe_may_tra_gop_bang_the_tin_dung\" title=\"C\u00e1c b\u01b0\u1edbc ti\u1ebfn h\u00e0nh mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng\">C\u00e1c b\u01b0\u1edbc ti\u1ebfn h\u00e0nh mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y\/#The_tin_dung_ngan_hang_nao_co_chuong_trinh_mua_xe_tra_gop_0_uu_dai_nhat\" title=\"Th\u1ebb t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh mua xe tr\u1ea3 g\u00f3p 0% \u01b0u \u0111\u00e3i nh\u1ea5t?\">Th\u1ebb t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh mua xe tr\u1ea3 g\u00f3p 0% \u01b0u \u0111\u00e3i nh\u1ea5t?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y\/#Nhung_dieu_can_luu_y_khi_mua_xe_may_tra_gop_bang_the_tin_dung\" title=\"Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>H\u00ecnh th\u1ee9c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng hi\u1ec7n nay \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng \u0111\u00e1nh gi\u00e1 l\u00e0 c\u1ef1c k\u1ef3 ti\u1ec7n d\u1ee5ng, mang t\u1edbi nhi\u1ec1u l\u1ee3i \u00edch h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng. V\u1eady mua xe tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng ra sao? C\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ea7n c\u00f3 v\u00e0 m\u1ee9c chi ph\u00ed c\u1ee5 th\u1ec3 nh\u01b0 th\u1ebf n\u00e0o s\u1ebd \u0111\u01b0\u1ee3c th\u00f4ng tin chi ti\u1ebft ngay sau \u0111\u00e2y.<\/b><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Hinh_thuc_mua_xe_may_tra_gop_bang_the_tin_dung_la_gi\"><\/span><strong><b>H\u00ecnh th\u1ee9c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">L\u00e0 h\u00ecnh th\u1ee9c mua tr\u1ea3 g\u00f3p \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho c\u00e1c kh\u00e1ch h\u00e0ng s\u1edf h\u1eefu th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 li\u00ean k\u1ebft v\u1edbi \u0111\u01a1n v\u1ecb tr\u1ea3 g\u00f3p. V\u1edbi h\u00ecnh th\u1ee9c n\u00e0y, b\u1ea1n c\u1ea7n c\u00f3 th\u1ebb t\u00edn d\u1ee5ng (th\u1ebb Visa ho\u1eb7c Mastercard). \u0110\u1ec3 thanh to\u00e1n ti\u1ec1n cho chi\u1ebfc xe m\u00e0 m\u00ecnh mu\u1ed1n s\u1edf h\u1eefu. Sau \u0111\u00f3, b\u1ea1n s\u1ebd tr\u1ea3 d\u1ea7n s\u1ed1 ti\u1ec1n \u0111\u00f3 trong kho\u1ea3ng th\u1eddi gian t\u1eeb 3-12 th\u00e1ng.<\/span><\/strong><\/p>\n<figure id=\"attachment_10635\" aria-describedby=\"caption-attachment-10635\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-10635 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/32_content_news_Hinh-thuc-mua-xe-may-bang-the-tin-dung-duoc-nhieu-nguoi-danh-gia-la-tien-loi_20211210101710_gLmvZaEq_o.jpg\" alt=\"\" width=\"900\" height=\"600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 900px; --smush-placeholder-aspect-ratio: 900\/600;\" \/><figcaption id=\"caption-attachment-10635\" class=\"wp-caption-text\">H\u00ecnh th\u1ee9c mua xe m\u00e1y b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e1nh gi\u00e1 l\u00e0 ti\u1ec7n l\u1ee3i<\/figcaption><\/figure>\n<h3><strong><b>Mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n n\u00e0o?<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">\u0110\u1ec3 mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng, tr\u01b0\u1edbc ti\u00ean b\u1ea1n c\u1ea7n ph\u1ea3i c\u00f3 th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng (v\u00ed d\u1ee5: th\u1ebb t\u00edn d\u1ee5ng HSBC, th\u1ebb t\u00edn d\u1ee5ng Sacombank, th\u1ebb t\u00edn d\u1ee5ng Shinhan Bank\u2026). Ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh nh\u01b0 Home Credit, FE Credit.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Ngo\u00e0i ra, th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n ph\u1ea3i c\u00f2n \u0111\u1ee7 h\u1ea1n m\u1ee9c t\u01b0\u01a1ng \u1ee9ng gi\u00e1 tr\u1ecb kho\u1ea3n ti\u1ec1n b\u1ea1n mu\u1ed1n thanh to\u00e1n. V\u00e0 trong tr\u1ea1ng th\u00e1i ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng, kh\u00f4ng b\u1ecb ng\u00e2n h\u00e0ng kh\u00f3a.<\/span><\/strong><\/p>\n<h3><strong><b>Mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m g\u00ec?<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb Visa hay Master Card c\u0169ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 vi\u1ec7c vay v\u1ed1n t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, so v\u1edbi vi\u1ec7c vay v\u1ed1n tr\u1ea3 g\u00f3p t\u1eeb c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh. Ph\u01b0\u01a1ng th\u1ee9c n\u00e0y c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i h\u01a1n h\u1eb3n.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Ch\u1eb3ng h\u1ea1n nh\u01b0, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t tr\u1ea3 g\u00f3p 0% v\u00e0 kh\u00f4ng ph\u1ea3i b\u1ecf ti\u1ec1n ra tr\u1ea3 tr\u01b0\u1edbc. B\u1ea1n s\u1ebd kh\u00f4ng b\u1ecb gi\u1eef gi\u1ea5y t\u1edd xe, kh\u00f4ng c\u1ea7n ch\u1ee9ng minh thu nh\u1eadp. V\u00e0 kh\u00f4ng y\u00eau c\u1ea7u t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">\u0110\u1eb7c bi\u1ec7t, ch\u1ec9 m\u1ea5t 10 ph\u00fat \u0111\u1ec3 \u0111\u0103ng k\u00fd mua tr\u1ea3 g\u00f3p l\u00e0 b\u1ea1n \u0111\u00e3 ho\u00e0n t\u1ea5t qu\u00e1 tr\u00ecnh thanh to\u00e1n. Ngo\u00e0i ra, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u00edch \u0111i\u1ec3m \u0111\u1ed5i qu\u00e0 sau m\u1ed7i l\u1ea7n chi ti\u00eau qua th\u1ebb t\u00edn d\u1ee5ng. V\u1edbi s\u1ed1 \u0111i\u1ec3m th\u01b0\u1edfng n\u00e0y b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ed5i ra ti\u1ec1n m\u1eb7t ho\u1eb7c qu\u00e0 t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng.\u00a0<\/span><\/strong><\/p>\n<figure id=\"attachment_10636\" aria-describedby=\"caption-attachment-10636\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-10636 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/32_content_news_Mua-xe-may-bang-the-tin-dung-co-nhieu-uu-diem-vuot-troi_20211210101710_menB7avk_o.jpg\" alt=\"\" width=\"600\" height=\"400\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/400;\" \/><figcaption id=\"caption-attachment-10636\" class=\"wp-caption-text\">Mua xe m\u00e1y b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng c\u00f3 nhi\u1ec1u \u01b0u \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Cac_khoan_chi_phi_khi_mua_xe_may_tra_gop_bang_the_tin_dung\"><\/span><strong><b>C\u00e1c kho\u1ea3n chi ph\u00ed khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng v\u1edbi ch\u01b0\u01a1ng tr\u00ecnh mua tr\u1ea3 g\u00f3p 0%, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 th\u00eam c\u00e1c kho\u1ea3n chi ph\u00ed cho ng\u00e2n h\u00e0ng v\u00e0 cho c\u1eeda h\u00e0ng ho\u1eb7c \u0111\u1ea1i l\u00fd b\u00e1n xe. M\u1ed7i ng\u00e2n h\u00e0ng v\u00e0 \u0111\u1ea1i l\u00fd s\u1ebd c\u00f3 m\u1ee9c ph\u00ed quy \u0111\u1ecbnh kh\u00e1c nhau.<\/span><\/strong><\/p>\n<h3><strong><b>Chi ph\u00ed tham gia vay tr\u1ea3 g\u00f3p 0%<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 kho\u1ea3n ph\u00ed b\u1eaft bu\u1ed9c b\u1ea1n ph\u1ea3i tr\u1ea3 cho ph\u00eda c\u1eeda h\u00e0ng. V\u00e0 kho\u1ea3n ph\u00ed n\u00e0y th\u01b0\u1eddng l\u00e0 ph\u00ed h\u1ed3 s\u01a1.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3 t\u1ea1i m\u1ed9t s\u1ed1 c\u1eeda h\u00e0ng c\u00f2n c\u00f3 quy \u0111\u1ecbnh. Ph\u00ed tham gia tr\u1ea3 g\u00f3p s\u1ebd b\u1eb1ng 5% gi\u00e1 tr\u1ecb c\u1ee7a xe.<\/span><\/strong><\/p>\n<h3><strong><b>Chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i tr\u1ea3 g\u00f3p<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">V\u1ec1 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i tr\u1ea3 g\u00f3p, b\u1ea1n s\u1ebd n\u1ed9p tr\u1ef1c ti\u1ebfp kho\u1ea3n ph\u00ed n\u00e0y cho ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh th\u1ebb t\u00edn d\u1ee5ng.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Tuy nhi\u00ean kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng n\u00e0o c\u0169ng s\u1ebd thu kho\u1ea3n ph\u00ed n\u00e0y. Th\u00f4ng th\u01b0\u1eddng n\u1ebfu b\u1ea1n thanh to\u00e1n t\u1ea1i c\u1eeda h\u00e0ng ho\u1eb7c c\u1ed5ng thanh to\u00e1n c\u00f3 li\u00ean k\u1ebft v\u1edbi ng\u00e2n h\u00e0ng. B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed chuy\u1ec3n \u0111\u1ed5i tr\u1ea3 g\u00f3p.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_buoc_tien_hanh_mua_xe_may_tra_gop_bang_the_tin_dung\"><\/span><strong><b>C\u00e1c b\u01b0\u1edbc ti\u1ebfn h\u00e0nh mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><b>B\u01b0\u1edbc 1:<\/b><span style=\"font-weight: 400;\"> B\u1ea1n c\u1ea7n m\u1edf th\u1ebb t\u00edn d\u1ee5ng t\u1ea1i ng\u00e2n h\u00e0ng trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n ch\u01b0a c\u00f3 th\u1ebb.<\/span><\/strong><\/p>\n<p><strong><b>B\u01b0\u1edbc 2:<\/b><span style=\"font-weight: 400;\"> L\u1ef1a ch\u1ecdn c\u00e1c c\u1eeda h\u00e0ng \u0111\u1ea1i l\u00fd b\u00e1n xe c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh mua tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng.<\/span><\/strong><\/p>\n<p><strong><b>B\u01b0\u1edbc 3:<\/b><span style=\"font-weight: 400;\"> B\u1ea1n c\u1ea7n ki\u1ec3m tra v\u00e0 c\u00e2n nh\u1eafc h\u1ea1n m\u1ee9c th\u1ebb xem c\u00f3 \u0111\u1ee7 \u0111\u1ec3 tr\u1ea3 cho to\u00e0n b\u1ed9 gi\u00e1 tr\u1ecb xe m\u1edbi hay kh\u00f4ng.<\/span><\/strong><\/p>\n<p><strong><b>B\u01b0\u1edbc 4: <\/b><span style=\"font-weight: 400;\">\u0110\u0103ng k\u00fd mua tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng t\u1ea1i c\u00e1c \u0111\u1ea1i l\u00fd b\u00e1n xe m\u00e1y. V\u00e0 s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n<\/span><\/strong><\/p>\n<p><strong><b>B\u01b0\u1edbc 5: <\/b><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n thanh to\u00e1n c\u00e1c kho\u1ea3n tr\u1ea3 g\u00f3p \u0111\u1ec1u \u0111\u1eb7n cho ng\u00e2n h\u00e0ng qua h\u00e0ng th\u00e1ng.<\/span><\/strong><\/p>\n<figure id=\"attachment_10638\" aria-describedby=\"caption-attachment-10638\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-10638 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/32_content_news_Ban-can-thanh-toan-khoan-tra-gop-deu-dan-cho-ngan-hang-khi-mua-xe-may-tra-gop-bang-the-tin-dung_20211210101710_4JKGZoQs_o.jpg\" alt=\"\" width=\"800\" height=\"450\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/450;\" \/><figcaption id=\"caption-attachment-10638\" class=\"wp-caption-text\">B\u1ea1n c\u1ea7n thanh to\u00e1n kho\u1ea3n tr\u1ea3 g\u00f3p \u0111\u1ec1u \u0111\u1eb7n cho ng\u00e2n h\u00e0ng khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"The_tin_dung_ngan_hang_nao_co_chuong_trinh_mua_xe_tra_gop_0_uu_dai_nhat\"><\/span><strong><b>Th\u1ebb t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh mua xe tr\u1ea3 g\u00f3p 0% \u01b0u \u0111\u00e3i nh\u1ea5t?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u cung c\u1ea5p d\u1ecbch v\u1ee5 m\u1edf th\u1ebb t\u00edn d\u1ee5ng v\u00e0 tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh mua h\u00e0ng tr\u1ea3 g\u00f3p.\u00a0<\/span><\/strong><\/p>\n<h3><strong><b>Ng\u00e2n h\u00e0ng VPBank<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">Ch\u01b0\u01a1ng tr\u00ecnh cho vay tr\u1ea3 g\u00f3p l\u00e3i su\u1ea5t v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n tr\u1ea3 g\u00f3p linh ho\u1ea1t t\u1eeb 3, 6, 9 \u0111\u1ebfn 12 th\u00e1ng \u0111\u00e3 \u0111\u01b0\u1ee3c VPBank tri\u1ec3n khai. B\u1ea1n \u0111\u1ec1u c\u00f3 th\u1ec3 tham gia ch\u01b0\u01a1ng tr\u00ecnh mua s\u1eafm tr\u1ea3 g\u00f3p 0% qua th\u1ebb VPBank. V\u1edbi b\u1ea5t k\u1ef3 kho\u1ea3n chi ti\u00eau n\u00e0o qua th\u1ebb t\u1ed1i thi\u1ec3u t\u1eeb 3 tri\u1ec7u \u0111\u1ed3ng. V\u1edbi m\u1ee9c ph\u00ed qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n tr\u1ea3 g\u00f3p c\u1ee7a VPBank ch\u1ec9 t\u1eeb 0.5% &#8211; 1%\/th\u00e1ng.<\/span><\/strong><\/p>\n<h3><strong><b>Ng\u00e2n h\u00e0ng CitiBank<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">V\u1edbi ch\u01b0\u01a1ng tr\u00ecnh mua s\u1eafm tr\u1ea3 g\u00f3p xe m\u00e1y qua th\u1ebb t\u00edn d\u1ee5ng h\u1ea5p d\u1eabn c\u1ee7a CitiBank, b\u1ea1n kh\u00f4ng ch\u1ec9 \u0111\u01b0\u1ee3c tr\u1ea3 g\u00f3p 0%. M\u00e0 c\u00f2n kh\u00f4ng b\u1ecb thu ph\u00ed chuy\u1ec3n \u0111\u1ed5i tr\u1ea3 g\u00f3p khi thanh to\u00e1n xe qua th\u1ebb. Ngo\u00e0i ra, b\u1ea1n c\u00f3 th\u1ec3 mua tr\u1ea3 g\u00f3p v\u1edbi k\u1ef3 h\u1ea1n t\u1ed1i \u0111a l\u00ean \u0111\u1ebfn 12 th\u00e1ng. Khi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng Citibank.<\/span><\/strong><\/p>\n<h3><strong><b>Ng\u00e2n h\u00e0ng HSBC<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng HSBC, b\u1ea1n c\u00f3 th\u1ec3 mua tr\u1ea3 g\u00f3p xe v\u1edbi 0% l\u00e3i su\u1ea5t v\u00e0 0% ph\u00ed chuy\u1ec3n \u0111\u1ed5i. H\u01a1n n\u1eefa, b\u1ea1n c\u00f3 th\u1ec3 linh ho\u1ea1t l\u1ef1a ch\u1ecdn c\u00e1c k\u1ef3 h\u1ea1n nh\u01b0 3 th\u00e1ng, 6 th\u00e1ng, 9 th\u00e1ng ho\u1eb7c 12 th\u00e1ng. Kh\u00f4ng nh\u1eefng th\u1ebf, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u00edch \u0111i\u1ec3m th\u01b0\u1edfng \u0111\u1ec3 \u0111\u1ed5i nh\u1eefng qu\u00e0 t\u1eb7ng gi\u00e1 tr\u1ecb. Sau m\u1ed7i l\u1ea7n chi ti\u00eau qua th\u1ebb t\u00edn d\u1ee5ng.<\/span><\/strong><\/p>\n<h3><strong><b>Ng\u00e2n h\u00e0ng ACB<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">T\u1ea5t c\u1ea3 c\u00e1c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a ACB \u0111\u1ec1u c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n thanh to\u00e1n tr\u1ea3 g\u00f3p mua xe l\u00e3i su\u1ea5t 0%, bao g\u1ed3m c\u1ea3 th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf v\u00e0 th\u1ebb t\u00edn d\u1ee5ng n\u1ed9i \u0111\u1ecba \u0111\u1ec1u. Hi\u1ec7n nay, ng\u00e2n h\u00e0ng ACB \u0111ang \u01b0u \u0111\u00e3i kh\u00f4ng thu ph\u00ed chuy\u1ec3n \u0111\u1ed5i giao d\u1ecbch tr\u1ea3 g\u00f3p. \u00c1p d\u1ee5ng v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c k\u1ef3 h\u1ea1n tr\u1ea3 g\u00f3p.<\/span><\/strong><\/p>\n<h3><strong><b>Ng\u00e2n h\u00e0ng Sacombank<\/b><\/strong><\/h3>\n<p><strong><span style=\"font-weight: 400;\">V\u1edbi ng\u00e2n h\u00e0ng Sacombank, b\u1ea1n s\u1ebd kh\u00f4ng ph\u1ea3i tr\u1ea3 b\u1ea5t c\u1ee9 kho\u1ea3n ph\u00ed n\u00e0o khi mua xe tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng. H\u01a1n n\u1eefa, v\u1edbi th\u1eddi gian thanh to\u00e1n tr\u1ea3 g\u00f3p k\u00e9o d\u00e0i\u00a0 t\u1edbi 24 th\u00e1ng. S\u1ebd gi\u00fap b\u1ea1n gi\u1ea3m \u00e1p l\u1ef1c thanh to\u00e1n n\u1ee3 h\u00e0ng th\u00e1ng.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nhung_dieu_can_luu_y_khi_mua_xe_may_tra_gop_bang_the_tin_dung\"><\/span><strong><b>Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 quan tr\u1ecdng b\u1ea1n c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb Visa nh\u01b0 sau:<\/span><\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Khi tham gia ch\u01b0\u01a1ng tr\u00ecnh tr\u1ea3 g\u00f3p b\u1ea1n n\u00ean t\u00ecm hi\u1ec3u v\u1ec1 ph\u00ed chuy\u1ec3n \u0111\u1ed5i. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c ph\u00ed th\u1ea5p, ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng chi tr\u1ea3.<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">B\u1ea1n n\u00ean c\u00e2n nh\u1eafc v\u00e0 xem x\u00e9t v\u1ec1 kh\u1ea3 n\u0103ng chi tr\u1ea3 trong t\u01b0\u01a1ng lai c\u1ee7a m\u00ecnh \u0111\u1ec3 l\u1ef1a ch\u1ecdn tr\u1ea3 g\u00f3p v\u1edbi l\u00e3i su\u1ea5t 0% hay thanh to\u00e1n 1 l\u1ea7n. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n kh\u00f4ng b\u1ecb n\u1ee3 m\u1ed9t kho\u1ea3n ti\u1ec1n qu\u00e1 l\u1edbn l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn k\u1ebf ho\u1ea1ch chi ti\u00eau kh\u00e1c.<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Ngo\u00e0i ra, b\u1ea1n c\u1ea7n xem x\u00e9t k\u1ef9 v\u00e0 l\u1ef1a ch\u1ecdn k\u1ef3 h\u1ea1n thanh to\u00e1n cho h\u1ee3p l\u00fd \u0111\u1ec3 kh\u00f4ng d\u1eabn t\u1edbi t\u00ecnh tr\u1ea1ng thanh to\u00e1n ch\u1eadm hay b\u1ecb ph\u1ea1t<\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_10637\" aria-describedby=\"caption-attachment-10637\" style=\"width: 660px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-10637 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/32_content_news_Ban-nen-xem-xet-ky-va-lua-chon-ky-han-thanh-toan-hop-ly_20211210101658_P5dEtui8_o.jpg\" alt=\"\" width=\"660\" height=\"361\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 660px; --smush-placeholder-aspect-ratio: 660\/361;\" \/><figcaption id=\"caption-attachment-10637\" class=\"wp-caption-text\">B\u1ea1n n\u00ean xem x\u00e9t k\u1ef9 v\u00e0 l\u1ef1a ch\u1ecdn k\u1ef3 h\u1ea1n thanh to\u00e1n h\u1ee3p l\u00fd<\/figcaption><\/figure>\n<p><strong><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin chi ti\u1ebft v\u1ec1 vi\u1ec7c mua xe tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng. Hy v\u1ecdng nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch v\u1ec1 h\u00ecnh th\u1ee9c n\u00e0y s\u1ebd gi\u00fap \u00edch cho b\u1ea1n trong vi\u1ec7c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng nh\u00e9.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>H\u00ecnh th\u1ee9c mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng hi\u1ec7n nay \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng \u0111\u00e1nh gi\u00e1 l\u00e0 c\u1ef1c k\u1ef3 ti\u1ec7n d\u1ee5ng, mang t\u1edbi nhi\u1ec1u l\u1ee3i \u00edch h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng. V\u1eady mua xe tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng ra sao? C\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ea7n c\u00f3 v\u00e0 m\u1ee9c chi ph\u00ed c\u1ee5 th\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10634,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[177],"tags":[810,699],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd<\/title>\n<meta name=\"description\" content=\"B\u1ea1n mu\u1ed1n mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng nh\u01b0ng v\u1eabn ch\u01b0a hi\u1ec3u r\u00f5 v\u1ec1 h\u00ecnh th\u1ee9c n\u00e0y. C\u00f9ng tham kh\u1ea3o b\u00e0i vi\u1ebft sau \u0111\u00e2y \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n nh\u00e9.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/mua-xe-may-tra-gop-bang-the-tin-dung-va-nhung-dieu-can-luu-y\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd\" \/>\n<meta property=\"og:description\" content=\"B\u1ea1n mu\u1ed1n mua xe m\u00e1y tr\u1ea3 g\u00f3p b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng nh\u01b0ng v\u1eabn ch\u01b0a hi\u1ec3u r\u00f5 v\u1ec1 h\u00ecnh th\u1ee9c n\u00e0y. 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