{"id":5310,"date":"2022-12-16T15:30:01","date_gmt":"2022-12-16T08:30:01","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=5310"},"modified":"2024-04-03T15:26:26","modified_gmt":"2024-04-03T08:26:26","slug":"bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua","status":"publish","type":"post","link":"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua","title":{"rendered":"B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao ph\u1ea3i mua?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69daaaa4862f2\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69daaaa4862f2\"  type=\"checkbox\" id=\"item-69daaaa4862f2\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\/#Tai_sao_can_phai_mua_bao_hiem_xe_may_bat_buoc\" title=\"T\u1ea1i sao c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c?\">T\u1ea1i sao c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\/#Loi_ich_khi_tham_gia_bao_hiem_xe_may_bat_buoc\" title=\"L\u1ee3i \u00edch khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c\">L\u1ee3i \u00edch khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\/#Giam_thieu_ganh_nang_boi_thuong_thiet_hai\" title=\"Gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i\">Gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\/#Khong_bi_xu_phat_hanh_chinh\" title=\"Kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh\">Kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\/#Mua_bao_hiem_bat_buoc_xe_may_o_dau\" title=\"Mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u1edf \u0111\u00e2u?\">Mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u1edf \u0111\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/54.169.97.118\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\/#_Mua_bao_hiem_xe_may_online_tren_ung_dung_OKXE\" title=\"\u00a0Mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE\">\u00a0Mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>C\u00f9ng v\u1edbi b\u1eb1ng l\u00e1i v\u00e0 gi\u1ea5y \u0111\u0103ng k\u00fd xe, b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd m\u00e0 ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng. V\u1eady b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c?<\/b><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong nh\u1eefng quy \u0111\u1ecbnh b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ch\u1ee7 xe. N\u1ebfu trong qu\u00e1 tr\u00ecnh tham gia l\u01b0u th\u00f4ng. Ng\u01b0\u1eddi l\u00e1i kh\u00f4ng mang theo b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb h\u1ebft h\u1ea1n. S\u1ebd b\u1ecb x\u1eed ph\u1ea1t\u00a0 t\u1eeb 100.000 &#8211; 200.000 \u0111\u1ed3ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">V\u1eady t\u1ea1i sao ph\u00e1p lu\u1eadt l\u1ea1i quy \u0111\u1ecbnh ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y? V\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng nh\u01b0 th\u1ebf n\u00e0o?<\/span><\/strong><\/p>\n<ul>\n<li aria-level=\"1\"><strong><b>Xem th\u00eam: <\/b><a href=\"https:\/\/www.okxe.vn\/blog\/lai-xe\/bao-hiem-dien-tu-xe-may-la-gi-su-dung-co-bi-xu-phat-khong\"><b>B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/b><\/a><\/strong><\/li>\n<\/ul>\n<ul>\n<li><strong><span style=\"font-weight: 400;\"><b>Xem th\u00eam: <\/b><a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\"><b>B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o th\u00ec kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t?<\/b><\/a><\/span><\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_can_phai_mua_bao_hiem_xe_may_bat_buoc\"><\/span><strong><b>T\u1ea1i sao c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Kh\u00f4ng ch\u1ec9 \u1edf Vi\u1ec7t Nam m\u00e0 t\u1ea1i h\u1ea7u h\u1ebft c\u00e1c qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi, b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho ph\u01b0\u01a1ng ti\u1ec7n xe c\u01a1 gi\u1edbi l\u00e0 \u0111i\u1ec1u c\u1ea7n ph\u1ea3i c\u00f3.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Th\u00f4ng l\u1ec7 tr\u00ean th\u1ebf gi\u1edbi c\u0169ng ch\u1ec9 ra r\u1eb1ng vi\u1ec7c mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u1ed1i v\u1edbi \u00f4 t\u00f4, xe m\u00e1y l\u00e0 b\u1eaft bu\u1ed9c nh\u1eb1m \u0111\u1ea3m b\u1ea3o m\u1ecdi c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7, gi\u1ea3m thi\u1ec3u thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i ch\u00ednh n\u1ebfu ch\u1eb3ng may g\u1eb7p bi\u1ebfn c\u1ed1 tr\u00ean \u0111\u01b0\u1eddng, cho d\u00f9 \u1edf v\u1ecb tr\u00ed l\u00e0 ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n hay l\u00e0 n\u1ea1n nh\u00e2n tai n\u1ea1n giao th\u00f4ng.\u00a0<\/span><\/strong><\/p>\n<figure id=\"attachment_5314\" aria-describedby=\"caption-attachment-5314\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-5314 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-co-tac-dung-gi-1-20221216040225-9vyfd2hk_o.jpg\" alt=\"\" width=\"2400\" height=\"1600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1600;\" \/><figcaption id=\"caption-attachment-5314\" class=\"wp-caption-text\"><span style=\"font-size: 10pt;\">Giao di\u1ec7n b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho xe m\u00e1y \u0111\u01b0\u1ee3c b\u00e1n tr\u00ean \u1ee9ng d\u1ee5ng OKXE.<\/span><\/figcaption><\/figure>\n<p><strong><span style=\"font-weight: 400;\">Ch\u00ednh v\u00ec v\u1eady, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 \u0111\u01a1n v\u1ecb trung gian \u0111\u1ec3 chia s\u1ebb g\u00e1nh n\u1eb7ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i. Do \u0111\u00f3, b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho xe m\u00e1y, \u00f4 t\u00f4. C\u00f2n \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t trong nh\u1eefng lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m an sinh x\u00e3 h\u1ed9i.\u00a0<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Loi_ich_khi_tham_gia_bao_hiem_xe_may_bat_buoc\"><\/span><strong><b>L\u1ee3i \u00edch khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Giam_thieu_ganh_nang_boi_thuong_thiet_hai\"><\/span><strong><b>Gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 t\u1ea1i \u0110i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP quy \u0111\u1ecbnh v\u1ec1 ph\u1ea1m vi c\u1ee7a b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e0nh cho xe m\u00e1y nh\u01b0 sau: Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 khi c\u00f3 thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba v\u00e0 h\u00e0nh kh\u00e1ch do xe c\u01a1 gi\u1edbi g\u00e2y ra.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Theo \u0111\u00f3, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho b\u00ean thi\u1ec7t h\u1ea1i. Thay cho ng\u01b0\u1eddi g\u00e2y va ch\u1ea1m\/tai n\u1ea1n giao th\u00f4ng c\u1ee5 th\u1ec3 nh\u01b0 sau:\u00a0\u00a0<\/span><\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><b>Khi c\u00f3 t\u1ed5n h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng: <\/b><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i ho\u1eb7c theo th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean ho\u1eb7c theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n (n\u1ebfu c\u00f3), nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150 tri\u1ec7u \u0111\u1ed3ng l\u00e0 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh.<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><b>Khi c\u00f3 t\u1ed5n h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n:<\/b><span style=\"font-weight: 400;\"> M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c t\u00ednh theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng qu\u00e1 50 tri\u1ec7u \u0111\u1ed3ng l\u00e0 tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n do xe m\u00e1y g\u00e2y ra.\u00a0<\/span><\/strong><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Khong_bi_xu_phat_hanh_chinh\"><\/span><strong><b>Kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong><span style=\"font-weight: 400;\">B\u1eb1ng vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho xe m\u00e1y, ng\u01b0\u1eddi tham gia giao th\u00f4ng s\u1ebd kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh khi c\u00f3 y\u00eau c\u1ea7u xu\u1ea5t tr\u00ecnh ki\u1ec3m tra gi\u1ea5y t\u1edd. B\u1edfi c\u0103n c\u1ee9 theo Ngh\u1ecb \u0111\u1ecbnh 100\/2019\/N\u0110-CP cho bi\u1ebft: Ph\u1ea1t t\u1eeb 100.000-200.000 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe g\u1eafn m\u00e1y, xe m\u00f4 t\u00f4, xe \u0111i\u1ec7n ho\u1eb7c c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 khi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y, ho\u1eb7c b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb h\u1ebft h\u1ea1n.<\/span><\/strong><\/p>\n<figure id=\"attachment_5315\" aria-describedby=\"caption-attachment-5315\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-5315 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-co-tac-dung-gi-2-20221216040213-c4yrsius_o.jpg\" alt=\"\" width=\"2400\" height=\"1599\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1599;\" \/><figcaption id=\"caption-attachment-5315\" class=\"wp-caption-text\"><span style=\"font-size: 10pt;\">Kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE.<\/span><\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_bat_buoc_xe_may_o_dau\"><\/span><strong><b>Mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u1edf \u0111\u00e2u?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c t\u1ea1i c\u00e1c \u0111\u1ea1i l\u00fd ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m, ng\u00e2n h\u00e0ng, c\u00e2y x\u0103ng, c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i\u2026 Ho\u1eb7c b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho xe m\u00e1y ngay tr\u00ean n\u1ec1n t\u1ea3ng OKXE. R\u1ea5t \u0111\u01a1n gi\u1ea3n, ti\u1ec7n l\u1ee3i v\u00e0 nhanh ch\u00f3ng v\u1edbi m\u1ee9c gi\u00e1 \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft nh\u01b0 sau:\u00a0<\/span><\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Xe m\u00e1y \u0111i\u1ec7n: 60.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Xe m\u00e1y d\u01b0\u1edbi 50 ph\u00e2n kh\u1ed1i (d\u01b0\u1edbi 50 cc): 60.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Xe m\u00e1y tr\u00ean 50 cc &#8211; 175 cc: 66.000 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 bao g\u1ed3m VAT).<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Xe ph\u00e2n kh\u1ed1i l\u1edbn (tr\u00ean 175 cc), xe m\u00f4 t\u00f4 3 b\u00e1nh. C\u00e1c lo\u1ea1i xe kh\u00e1c: 319.000 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 bao g\u1ed3m VAT).<\/span><\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"_Mua_bao_hiem_xe_may_online_tren_ung_dung_OKXE\"><\/span><strong><span style=\"font-weight: 400;\">\u00a0<\/span><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y tr\u00ean OKXE. \u0110\u00e2y l\u00e0 b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c c\u1ea5p b\u1edfi C\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m OPES.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n c\u00e0i \u0111\u1eb7t phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t c\u1ee7a app OKXE v\u00e0 \u0111\u0103ng k\u00fd th\u00e0nh vi\u00ean, ho\u1eb7c b\u1ea5m v\u00e0o link b\u00ean d\u01b0\u1edbi \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho xe m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi OPES.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed s\u1ebd \u0111\u01b0\u1ee3c g\u1eedi v\u1ec1 \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh qua \u1ee9ng d\u1ee5ng OKXE, SMS ho\u1eb7c Email. B\u1ea1n c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng l\u01b0u tr\u1eef v\u00e0 xu\u1ea5t tr\u00ecnh ngay khi c\u1ea7n thi\u1ebft.<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/www.okxe.vn\/my\/insurance-provider?utm_source=Blog&amp;utm_medium=textlink&amp;utm_campaign=seo_ins\"><b>MUA B\u1ea2O HI\u1ec2M XE M\u00c1Y T\u1ea0I \u0110\u00c2Y<\/b><\/a><\/strong><\/p>\n<p style=\"text-align: center;\"><iframe data-src=\"\/\/www.youtube.com\/embed\/IiOWemPMHWY\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p>Hy v\u1ecdng r\u1eb1ng v\u1edbi nh\u1eefng th\u00f4ng tin <a href=\"https:\/\/www.okxe.vn\/blog\/\">OKXE Vi\u1ec7t Nam<\/a> cung c\u1ea5ptrong b\u00e0i \u0111\u00e3 gi\u00fap \u00edch \u0111\u1ebfn b\u1ea1n trong qu\u00e1 tr\u00ecnh t\u00ecm hi\u1ec3u v\u1ec1 l\u1ee3i \u00edch m\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y mang l\u1ea1i. V\u00e0 \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9, b\u1ea1n truy c\u1eadp chuy\u00ean m\u1ee5c <a href=\"https:\/\/www.okxe.vn\/blog\/giao-thong\">An to\u00e0n giao th\u00f4ng<\/a> \u0111\u1ec3 \u0111\u1ecdc th\u00eam nh\u1eefng b\u00e0i vi\u1ebft ph\u00e2n t\u00edch h\u1eefu \u00edch nh\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00f9ng v\u1edbi b\u1eb1ng l\u00e1i v\u00e0 gi\u1ea5y \u0111\u0103ng k\u00fd xe, b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd m\u00e0 ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng. V\u1eady b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c? B\u1ea3o hi\u1ec3m xe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[156,146],"tags":[298,303],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao ph\u1ea3i mua?<\/title>\n<meta name=\"description\" content=\"L\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c m\u00e0 ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, v\u1eady b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe m\u00e1y?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.okxe.vn\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao ph\u1ea3i mua?\" \/>\n<meta property=\"og:description\" content=\"L\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c m\u00e0 ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, v\u1eady b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? T\u1ea1i sao c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe m\u00e1y?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.okxe.vn\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\" \/>\n<meta property=\"og:site_name\" content=\"OKXE Blog | N\u00e2ng cao \u0111\u1eddi s\u1ed1ng giao th\u00f4ng v\u1edbi OKXE Vi\u1ec7t Nam\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/okxevietnam\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/okxevietnam\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-16T08:30:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-03T08:26:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/1237-thumb-bao-hiem-xe-may-co-tac-dung-gi-16711813914835_o.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.okxe.vn\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\",\"url\":\"https:\/\/www.okxe.vn\/blog\/giao-thong\/bao-hiem-xe-may-co-tac-dung-gi-tai-sao-phai-mua\",\"name\":\"B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec? 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