{"id":5787,"date":"2022-11-16T09:54:43","date_gmt":"2022-11-16T02:54:43","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=5787"},"modified":"2024-04-05T11:42:37","modified_gmt":"2024-04-05T04:42:37","slug":"co-nen-bo-bao-hiem-xe-may-bat-buoc-khong","status":"publish","type":"post","link":"http:\/\/54.169.97.118\/blog\/lai-xe\/co-nen-bo-bao-hiem-xe-may-bat-buoc-khong","title":{"rendered":"C\u00f3 n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c kh\u00f4ng?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69dabd3f67f77\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69dabd3f67f77\"  type=\"checkbox\" id=\"item-69dabd3f67f77\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/54.169.97.118\/blog\/lai-xe\/co-nen-bo-bao-hiem-xe-may-bat-buoc-khong\/#Nguoi_tham_gia_bao_hiem_xe_may_noi_gi\" title=\"Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00f3i g\u00ec?\">Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00f3i g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/54.169.97.118\/blog\/lai-xe\/co-nen-bo-bao-hiem-xe-may-bat-buoc-khong\/#Bao_hiem_xe_may_da_thuc_hien_dung_chuc_nang_cua_minh_chua\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u00e3 th\u1ef1c hi\u1ec7n \u0111\u00fang ch\u1ee9c n\u0103ng c\u1ee7a m\u00ecnh ch\u01b0a?\">B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u00e3 th\u1ef1c hi\u1ec7n \u0111\u00fang ch\u1ee9c n\u0103ng c\u1ee7a m\u00ecnh ch\u01b0a?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/54.169.97.118\/blog\/lai-xe\/co-nen-bo-bao-hiem-xe-may-bat-buoc-khong\/#Vi_sao_nen_mua_bao_hiem_bat_buoc_TNDS_xe_may_xe_mo_to\" title=\"V\u00ec sao n\u00ean mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS\u00a0 xe m\u00e1y, xe m\u00f4 t\u00f4?\">V\u00ec sao n\u00ean mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS\u00a0 xe m\u00e1y, xe m\u00f4 t\u00f4?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/54.169.97.118\/blog\/lai-xe\/co-nen-bo-bao-hiem-xe-may-bat-buoc-khong\/#Mua_bao_hiem_xe_may_dien_tu_mua_tren_ung_dung_OKXE\" title=\"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed mua tr\u00ean \u1ee9ng d\u1ee5ng OKXE\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed mua tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>V\u1eeba qua, Li\u00ean \u0111o\u00e0n Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) \u0111\u01b0a ra \u0111\u1ec1 ngh\u1ecb c\u00e2n nh\u1eafc, thu h\u1eb9p ph\u1ea1m vi ch\u1ee7 \u0111\u1ec3 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. \u0110\u1ec1 xu\u1ea5t n\u00e0y ngay l\u1eadp t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn g\u00e2y tranh c\u00e3i. V\u1eady c\u00f3 n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c kh\u00f4ng?<\/b><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c c\u00f3 \u01b0u \u0111i\u1ec3m chi tr\u1ea3 nhanh h\u01a1n cho ng\u01b0\u1eddi b\u1ecb n\u1ea1n, gi\u1ea3m \u00e1p l\u1ef1c t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi ph\u1ea3i b\u1ed3i th\u01b0\u1eddng, t\u1eeb \u0111\u00f3 t\u1ea1o ra gi\u00e1 tr\u1ecb th\u1eb7ng d\u01b0 cao h\u01a1n so v\u1edbi bi\u1ec7n ph\u00e1p \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng kh\u00e1c.\u00a0<\/span><\/strong><\/p>\n<ul>\n<li aria-level=\"1\"><strong><b>Xem th\u00eam: <\/b><a href=\"https:\/\/www.okxe.vn\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\"><b>Gi\u1ea3i \u0111\u00e1p t\u1eeb A-Z v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/b><\/a><\/strong><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><strong><b>Xem th\u00eam: <\/b><a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\"><b>M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/b><\/a><\/strong><\/li>\n<\/ul>\n<h5><strong><span style=\"font-weight: 400;\">Tuy nhi\u00ean, khi \u0111\u01b0a ra \u00fd ki\u1ebfn trong D\u1ef1 th\u1ea3o v\u1ec1 Ngh\u1ecb \u0111\u1ecbnh quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (TNDS) c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi do B\u1ed9 t\u00e0i ch\u00ednh ch\u1ee7 tr\u00ec so\u1ea1n th\u1ea3o. VCCI ki\u1ebfn ngh\u1ecb b\u1ecf quy \u0111\u1ecbnh b\u1eaft bu\u1ed9c ch\u1ee7 xe g\u1eafn m\u00e1y ph\u1ea3i mua b\u1ea3o hi\u1ec3m. Do t\u1ef7 l\u1ec7 chi tr\u1ea3 b\u1ea3o hi\u1ec3m qu\u00e1 th\u1ea5p. \u0110\u1ec1 xu\u1ea5t n\u00e0y \u0111\u01b0\u1ee3c d\u1ef1a tr\u00ean c\u00e1c l\u00fd do sau:\u00a0<\/span><\/strong><\/h5>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Sau h\u01a1n 10 n\u0103m th\u1ef1c hi\u1ec7n, t\u1ef7 l\u1ec7 chi tr\u1ea3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 v\u1edbi xe m\u00e1y v\u1eabn \u1edf m\u1ee9c r\u1ea5t th\u1ea5p.\u00a0<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Theo s\u1ed1 li\u1ec7u c\u1ee7a C\u1ee5c qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m c\u00f4ng b\u1ed1 v\u00e0o n\u0103m 2019 cho bi\u1ebft: Doanh thu ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ea1t 765 t\u1ef7 \u0111\u1ed3ng nh\u01b0ng c\u00e1c doanh nghi\u1ec7p ch\u1ec9 b\u1ed3i th\u01b0\u1eddng cho c\u00e1c v\u1ee5 tai n\u1ea1n 45 t\u1ef7 \u0111\u1ed3ng.\u00a0<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111ang l\u00e0m ch\u01b0a \u0111\u00fang v\u1edbi gi\u00e1 tr\u1ecb c\u1ee7a m\u00ecnh. Khi l\u1ee3i \u00edch mang l\u1ea1i t\u1eeb kho\u1ea3n ti\u1ec1n b\u1ea3o hi\u1ec3m l\u1edbn h\u01a1n chi ph\u00ed x\u00e3 h\u1ed9i ph\u1ea3i b\u1ecf ra.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Do v\u1eady, \u00fd ki\u1ebfn \u0111\u01b0\u1ee3c \u0111\u01b0a ra ch\u00ednh l\u00e0: Li\u1ec7u c\u00f3 n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c kh\u00f4ng?<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">V\u1ec1 quan \u0111i\u1ec3m c\u1ee7a VCCI \u0111\u01b0a ra, \u0111\u1ec1 xu\u1ea5t n\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u ph\u1ea3n h\u1ed3i tr\u00e1i chi\u1ec1u.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nguoi_tham_gia_bao_hiem_xe_may_noi_gi\"><\/span><strong><b>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00f3i g\u00ec?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi \u0111\u1ecdc c\u00f3 nick name<\/span><span style=\"font-weight: 400;\">Computer1310 <\/span><span style=\"font-weight: 400;\">n\u00eau quan \u0111i\u1ec3m nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ef1 \u0111\u1ed3ng t\u00ecnh nh\u1ea5t: \u201cNg\u01b0\u1eddi mua ch\u1ec9 mua \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi CSGT, c\u00f2n c\u00f4ng ty b\u00e1n b\u1ea3o hi\u1ec3m th\u00ec ch\u1ec9 bi\u1ebft thu ti\u1ec1n l\u00e0 xong. V\u1eady sao kh\u00f4ng n\u00ean b\u1ecf ho\u1eb7c chuy\u1ec3n sang t\u1ef1 nguy\u1ec7n ch\u1ee9 \u0111\u1eebng b\u1eaft bu\u1ed9c. C\u1ea7n s\u00f2ng ph\u1eb3ng v\u1edbi nhau trong kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, thu\u1eadn mua v\u1eeba b\u00e1n\u201d.<\/span><\/strong><\/p>\n<h5><strong><span style=\"font-weight: 400;\">Hay b\u1ea1n \u0111\u1ecdc v\u1edbi nick name Bao Tran c\u0169ng \u0111\u1ed3ng quan \u0111i\u1ec3m cho r\u1eb1ng: N\u00ean B\u1ecf b\u1eaft bu\u1ed9c thay v\u00e0o \u0111\u00f3 l\u00e0 B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n. C\u00f3 nh\u01b0 v\u1eady m\u1edbi n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u00e0 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng t\u1ed1t h\u01a1n.<\/span><\/strong><\/h5>\n<figure id=\"attachment_5797\" aria-describedby=\"caption-attachment-5797\" style=\"width: 1460px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-5797 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/27-content-news-co-nen-bo-bao-hiem-bat-buoc-xe-may-khong-zingnews-1-20221116095539-sczsucpx_o.jpg\" alt=\"\" width=\"1460\" height=\"973\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1460px; --smush-placeholder-aspect-ratio: 1460\/973;\" \/><figcaption id=\"caption-attachment-5797\" class=\"wp-caption-text\"><span style=\"font-size: 10pt;\">Kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn r\u1eb1ng nhi\u1ec1u ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ec3 tr\u00e1nh kh\u1ecfi vi\u1ec7c x\u1eed ph\u1ea1t. \u1ea2nh: Zing News.<\/span><\/figcaption><\/figure>\n<p><strong><span style=\"font-weight: 400;\">Tuy nhi\u00ean, B\u1ed9 T\u00e0i ch\u00ednh v\u00e0 Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m v\u1eabn gi\u1eef quan \u0111i\u1ec3m c\u1ea7n b\u1eaft bu\u1ed9c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y, b\u1ea5t ch\u1ea5p con s\u1ed1 b\u1ed3i th\u01b0\u1eddng \u1edf m\u1ee9c r\u1ea5t th\u1ea5p v\u1edbi l\u1eadp lu\u1eadn cho r\u1eb1ng: <\/span><i><span style=\"font-weight: 400;\">S\u1ed1 v\u1ee5 tai n\u1ea1n giao th\u00f4ng do m\u00f4 t\u00f4 hai b\u00e1nh, xe g\u1eafn m\u00e1y, xe m\u00e1y chi\u1ebfm 70% trong t\u1ed5ng s\u1ed1 v\u1ee5 tai n\u1ea1n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9. H\u1eadu qu\u1ea3 tai n\u1ea1n giao th\u00f4ng g\u00e2y ra thi\u1ec7t h\u1ea1i kh\u00f4ng ch\u1ec9 v\u1edbi n\u1ea1n nh\u00e2n m\u00e0 c\u00f2n c\u1ea3 ch\u1ee7 xe, g\u00e2y \u1ea3nh h\u01b0\u1edfng chung \u0111\u1ebfn to\u00e0n x\u00e3 h\u1ed9i. Theo \u0111\u00f3, vi\u1ec7c b\u1eaft bu\u1ed9c ch\u1ee7 xe mua b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ec3 khi x\u1ea3y ra tai n\u1ea1n giao th\u00f4ng. \u0110\u1eb7c bi\u1ec7t nh\u1eefng v\u1ee5 nghi\u00eam tr\u1ecdng. N\u1ea1n nh\u00e2n lu\u00f4n nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng t\u1eeb ph\u00eda c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/span><\/i><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Nh\u01b0ng li\u1ec7u \u201c\u00fd ngh\u0129a nh\u00e2n v\u0103n\u201d m\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c mang l\u1ea1i \u0111\u00e3 th\u1ef1c hi\u1ec7n \u0111\u00fang vai tr\u00f2 c\u1ee7a m\u00ecnh nh\u01b0 B\u1ed9 t\u00e0i ch\u00ednh v\u00e0 Hi\u1ec7p h\u1ed9i b\u1ea3o hi\u1ec3m nh\u1eadn \u0111\u1ecbnh hay ch\u01b0a? Nh\u1ea5t l\u00e0 khi s\u1ed1 li\u1ec7u b\u1ed3i th\u01b0\u1eddng \u0111\u00e3 ph\u1ea3n \u00e1nh r\u00f5 r\u00e0ng v\u1ec1 s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng ch\u1ec9 chi\u1ebfm kho\u1ea3ng 6% so v\u1edbi chi ph\u00ed x\u00e3 h\u1ed9i ph\u1ea3i b\u1ecf ra.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_da_thuc_hien_dung_chuc_nang_cua_minh_chua\"><\/span><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u00e3 th\u1ef1c hi\u1ec7n \u0111\u00fang ch\u1ee9c n\u0103ng c\u1ee7a m\u00ecnh ch\u01b0a?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Tr\u00ean th\u1ef1c t\u1ebf, th\u1ee7 t\u1ee5c \u0111\u00f2i b\u1ea3o hi\u1ec3m nay \u0111\u00e3 \u0111\u01a1n gi\u1ea3n h\u01a1n nhi\u1ec1u theo quy \u0111\u1ecbnh m\u1edbi nh\u1ea5t t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 03\/2021. C\u1ee5 th\u1ec3: Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 ng\u01b0\u1eddi t\u1eed vong. Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i c\u00f3 h\u1ed3 s\u01a1 c\u00f4ng an nh\u01b0 tr\u01b0\u1edbc. Quy tr\u00ecnh l\u00e0m th\u1ee7 t\u1ee5c \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng \u0111\u00e3 \u0111\u01b0\u1ee3c th\u00f4ng tho\u00e1ng v\u00e0 c\u00f3 l\u1ee3i h\u01a1n nhi\u1ec1u cho ng\u01b0\u1eddi d\u00e2n.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Nh\u01b0ng nh\u1eefng quy tr\u00ecnh n\u00e0y v\u1eabn \u0111\u01b0\u1ee3c coi l\u00e0 nhi\u00eau kh\u00ea v\u00e0 r\u01b0\u1eddm r\u00e0, g\u00e2y s\u1ef1 kh\u00f3 kh\u0103n cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m khi \u0111\u00f2i quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh khi ph\u1ea3i cung c\u1ea5p qu\u00e1 nhi\u1ec1u ch\u1ee9ng t\u1eeb, ch\u1ee9ng minh v\u1ec1 thi\u1ec7t h\u1ea1i.<\/span><\/strong><\/p>\n<h5><strong><b>Xem th\u00eam: <\/b><a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/thu-tuc-nhan-boi-thuong-bao-hiem-xe-may-khi-co-tai-nan\"><b>Th\u1ee7 t\u1ee5c \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y<\/b><\/a><\/strong><\/h5>\n<p><strong><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3, c\u0169ng kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn \u0111\u01b0\u1ee3c r\u1eb1ng, ch\u00ednh b\u1ea3n th\u00e2n ng\u01b0\u1eddi d\u00e2n c\u0169ng kh\u00f4ng bi\u1ebft, kh\u00f4ng \u0111\u01b0\u1ee3c tuy\u00ean truy\u1ec1n r\u00f5 r\u00e0ng v\u1ec1 tr\u00e1ch nhi\u1ec7m m\u00e0 Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3i chi tr\u1ea3 khi c\u00f3 tai n\u1ea1n x\u1ea3y ra. V\u00ec v\u1eady, vi\u1ec7c mua b\u1ea3o hi\u1ec3m xe m\u00e1y tr\u1edf th\u00e0nh m\u1ed9t h\u00ecnh th\u1ee9c \u0111\u1ed1i ph\u00f3. \u0110\u1ec3 tr\u00e1nh kh\u1ecfi vi\u1ec7c x\u1eed ph\u1ea1t nh\u01b0 nhi\u1ec1u \u00fd ki\u1ebfn c\u1ee7a \u0111\u1ed9c gi\u1ea3 \u0111\u01b0a ra.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">V\u1eady \u0111i\u1ec1u g\u00ec s\u1ebd x\u1ea3y \u0111\u1ebfn n\u1ebfu b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c? V\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u00e0y. C\u00f3 th\u1ec3 trong th\u1eddi gian \u0111\u1ea7u doanh nghi\u1ec7p c\u00f3 th\u1ec3 s\u1ebd kh\u00f4ng c\u00f3 doanh thu m\u1ea3ng n\u00e0y. B\u00f9 l\u1ea1i c\u00e1ch n\u00e0y s\u1ebd th\u00fac \u0111\u1ea9y doanh nghi\u1ec7p &#8220;t\u1ef1 m\u00f2 \u0103n khi \u0111\u00f3i&#8221;. T\u1ee9c t\u00ecm c\u00e1ch thi\u1ebft k\u1ebf s\u1ea3n ph\u1ea9m s\u00e1t v\u1edbi nhu c\u1ea7u th\u1ef1c t\u1ebf. Thay v\u00ec tu\u00e2n theo \u0111i\u1ec1u ki\u1ec7n c\u1ee9ng m\u00e0 B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1eb7t ra. C\u00e1c doanh nghi\u1ec7p khi \u0111\u00f3 s\u1ebd c\u1ea1nh tranh b\u1eb1ng th\u1ef1c l\u1ef1c. B\u00e1n v\u00e0 t\u01b0 v\u1ea5n s\u1ea3n ph\u1ea9m theo h\u01b0\u1edbng \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n hi\u1ec3u \u0111\u01b0\u1ee3c \u00fd ngh\u0129a c\u1ea7n thi\u1ebft c\u1ee7a b\u1ea3o hi\u1ec3m.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Ch\u1ec9 nh\u01b0 v\u1eady, c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m nhi\u1ec1u h\u01a1n trong vi\u1ec7c tuy\u00ean truy\u1ec1n cho ng\u01b0\u1eddi d\u00e2n bi\u1ebft r\u00f5 v\u1ec1 quy\u1ec1n l\u1ee3i khi tham gia b\u1ea3o hi\u1ec3m thay v\u00ec c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u1ef1 th\u1ea3 n\u1ed5i ch\u1ec9 v\u00ec ng\u01b0\u1eddi d\u00e2n \u1edf v\u00e0o t\u00ecnh th\u1ebf \u201cb\u1eaft bu\u1ed9c\u201d ph\u1ea3i mua.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Vi_sao_nen_mua_bao_hiem_bat_buoc_TNDS_xe_may_xe_mo_to\"><\/span><strong><b>V\u00ec sao n\u00ean mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS\u00a0 xe m\u00e1y, xe m\u00f4 t\u00f4?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Nh\u00ecn l\u1ea1i v\u1ea5n \u0111\u1ec1 v\u00ec sao n\u00ean mua b\u1ea3o hi\u1ec3m xe m\u00e1y, c\u1ee5 th\u1ec3 \u1edf \u0111\u00e2y l\u00e0 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m nh\u1eb1m h\u1ed7 tr\u1ee3 ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n c\u01a1 gi\u1edbi \u0111\u1ec1n b\u00f9 cho n\u1ea1n nh\u00e2n (b\u00ean th\u1ee9 ba) khi g\u1eb7p tai n\u1ea1n giao th\u00f4ng do xe c\u01a1 gi\u1edbi g\u00e2y ra, m\u1eb7t kh\u00e1c gi\u00fap b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho ch\u1ee7 xe c\u01a1 gi\u1edbi tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">C\u1ee5 th\u1ec3, trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may x\u1ea3y ra tai n\u1ea1n, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m thay m\u1eb7t chi tr\u1ea3 c\u00e1c chi ph\u00ed b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3, bao g\u1ed3m c\u1ea3 thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n v\u00e0 ng\u01b0\u1eddi. H\u1ea1n m\u1ee9c chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a theo quy \u0111\u1ecbnh l\u00ean \u0111\u1ebfn 150 tri\u1ec7u \u0111\u1ed3ng\/v\u1ee5 cho thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 50 tri\u1ec7u \u0111\u1ed3ng\/v\u1ee5 \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, ch\u1ee7 xe c\u01a1 gi\u1edbi s\u1ebd \u201cnh\u1eb9 g\u00e1nh\u201d khi \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 ph\u1ea7n chi ph\u00ed b\u1ed3i th\u01b0\u1eddng, gi\u00fap h\u1ea1n ch\u1ebf thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i ch\u00ednh khi g\u1eb7p s\u1ef1 c\u1ed1. N\u1ebfu tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS. Ch\u1ee7 xe c\u01a1 gi\u1edbi v\u1eeba vi ph\u1ea1m quy \u0111\u1ecbnh c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. V\u1eeba ph\u1ea3i t\u1ef1 chi tr\u1ea3 s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3.<\/span><\/strong><\/p>\n<h5><strong><span style=\"font-weight: 400;\">Ngo\u00e0i ra, hi\u1ec7n nay b\u1ea1n c\u00f3 th\u1ec3 mua th\u00eam b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi \u0111i xe khi x\u1ea3y ra tai n\u1ea1n. Ch\u1ee7 xe c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi l\u00e1i ho\u1eb7c cho c\u1ea3 ng\u01b0\u1eddi ng\u1ed3i sau.<\/span><\/strong><\/h5>\n<p><strong><span style=\"font-weight: 400;\">Nh\u00ecn chung, b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u00f3ng vai tr\u00f2 h\u1eefu \u00edch \u0111\u1ed1i v\u1edbi ch\u1ee7 xe m\u00e1y, xe m\u00f4 t\u00f4 trong qu\u00e1 tr\u00ecnh s\u1eed d\u1ee5ng xe v\u00e0 tham gia giao th\u00f4ng. T\u00f9y theo nhu c\u1ea7u m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c. V\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n m\u00ecnh. \u0110i k\u00e8m v\u1edbi \u0111\u00f3. B\u1ea1n h\u00e3y l\u1ef1a ch\u1ecdn c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 ch\u00ednh s\u00e1ch v\u00e0 quy \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng r\u00f5 r\u00e0ng, minh b\u1ea1ch. V\u00e0 h\u1ed7 tr\u1ee3 nhanh ch\u00f3ng, thu\u1eadn ti\u1ec7n.<\/span><\/strong><\/p>\n<figure id=\"attachment_5796\" aria-describedby=\"caption-attachment-5796\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-5796 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-co-nen-bo-bao-hiem-xe-may-bat-buoc-khong-20221116102107-ckurp3sk_o.jpg\" alt=\"\" width=\"2400\" height=\"1600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1600;\" \/><figcaption id=\"caption-attachment-5796\" class=\"wp-caption-text\"><span style=\"font-size: 10pt;\">B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c TNDS xe m\u00e1y hi\u1ec7n nay c\u00f3 c\u1ea3 d\u1ea1ng th\u1ebb gi\u1ea5y. V\u00e0 \u0111i\u1ec7n tho\u1ea1i l\u01b0u tr\u1eef tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/span><\/figcaption><\/figure>\n<p><strong><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng nh\u1eadn \u0111\u1ecbnh chung c\u1ee7a OKXE c\u0169ng nh\u01b0 t\u1ed5ng h\u1ee3p c\u00e1c \u00fd ki\u1ebfn c\u1ee7a ng\u01b0\u1eddi \u0111\u1ecdc v\u1ec1 \u0111\u1ec1 xu\u1ea5t \u201cc\u00f3 n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c\u201d c\u1ee7a VCCI. C\u00f2n b\u1ea1n, b\u1ea1n c\u00f3 quan \u0111i\u1ec3m nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y? Chia s\u1ebb cho OKXE bi\u1ebft g\u00f3c nh\u00ecn c\u1ee7a b\u1ea1n d\u01b0\u1edbi ph\u1ea7n b\u00ecnh lu\u1eadn c\u1ee7a b\u00e0i vi\u1ebft n\u00e0y nh\u00e9.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_xe_may_dien_tu_mua_tren_ung_dung_OKXE\"><\/span><strong><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed mua tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c cho m\u00f4 t\u00f4, xe m\u00e1y. C\u1ea5p b\u1edfi C\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m OPES ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE ho\u1eb7c website <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/\">okxe.vn<\/a>.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n c\u00e0i \u0111\u1eb7t phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t c\u1ee7a app OKXE, ho\u1eb7c b\u1ea5m v\u00e0o link b\u00ean d\u01b0\u1edbi. \u0110\u1ec3\u00a0 mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho xe m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi OPES .<\/span><\/strong><\/p>\n<p><b><strong><a href=\"https:\/\/www.okxe.vn\/my\/insurance-provider?utm_source=Blog&amp;utm_medium=textlink&amp;utm_campaign=seo_ins\">MUA B\u1ea2O HI\u1ec2M XE M\u00c1Y \u0110I\u1ec6N T\u1eec\u00a0AN TO\u00c0N &#8211;\u00a0TI\u1ec6N L\u1ee2I &#8211;\u00a0NHANH CH\u00d3NG<\/a><\/strong><\/b><\/p>\n<p style=\"text-align: center;\"><iframe data-src=\"\/\/www.youtube.com\/embed\/IiOWemPMHWY\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 10pt;\"><em>Video h\u01b0\u1edbng d\u1eabn mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>V\u1eeba qua, Li\u00ean \u0111o\u00e0n Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) \u0111\u01b0a ra \u0111\u1ec1 ngh\u1ecb c\u00e2n nh\u1eafc, thu h\u1eb9p ph\u1ea1m vi ch\u1ee7 \u0111\u1ec3 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. \u0110\u1ec1 xu\u1ea5t n\u00e0y ngay l\u1eadp t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn g\u00e2y tranh c\u00e3i. V\u1eady c\u00f3 n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[146],"tags":[303,213],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>C\u00f3 n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c kh\u00f4ng?<\/title>\n<meta name=\"description\" content=\"V\u1eeba qua, Li\u00ean \u0111o\u00e0n Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) \u0111\u1ec1 ngh\u1ecb b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. \u0110\u1ec1 xu\u1ea5t n\u00e0y ngay l\u1eadp t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn g\u00e2y tranh c\u00e3i.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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