{"id":7844,"date":"2022-06-26T09:00:08","date_gmt":"2022-06-26T02:00:08","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=7844"},"modified":"2024-04-17T14:28:17","modified_gmt":"2024-04-17T07:28:17","slug":"bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat","status":"publish","type":"post","link":"http:\/\/54.169.97.118\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat","title":{"rendered":"B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o th\u00ec kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69daae1239925\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69daae1239925\"  type=\"checkbox\" id=\"item-69daae1239925\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\/#Tai_sao_can_mua_bao_hiem_xe_may\" title=\"T\u1ea1i sao c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y?\">T\u1ea1i sao c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\/#Bao_hiem_xe_may_nen_mua_loai_nao\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o?\">B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\/#Bao_hiem_xe_may_gia_bao_nhieu\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y gi\u00e1 bao nhi\u00eau?\">B\u1ea3o hi\u1ec3m xe m\u00e1y gi\u00e1 bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\/#Loi_khong_bao_hiem_xe_may_phat_bao_nhieu\" title=\"L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?\">L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/54.169.97.118\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\/#Mua_bao_hiem_xe_may_dien_tu_tren_ung_dung_OKXE\" title=\"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n ph\u1ea3i c\u00f3 khi tham gia l\u01b0u th\u00f4ng. Nh\u01b0ng gi\u1eefa v\u00f4 v\u00e0n c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u00e0y b\u00e1n t\u1eeb \u0111\u01b0\u1eddng ph\u1ed1 cho \u0111\u1ebfn c\u1eeda h\u00e0ng. Theo b\u1ea1n b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o m\u1edbi \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt?<\/b><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi t\u00ecm hi\u1ec3u t\u1eebng lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c b\u00e0y b\u00e1n, ch\u00fang ta h\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 l\u1ee3i \u00edch c\u1ee7a lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ed1i v\u1edbi ch\u1ee7 xe xem sao nh\u00e9. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n bi\u1ebft r\u00f5 \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh khi c\u00f3 s\u1ef1 c\u1ed1 kh\u00f4ng may x\u1ea3y \u0111\u1ebfn.<\/span><\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong><span style=\"font-weight: 400;\"><em><b>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\">L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?<\/a><\/b><\/em><\/span><\/strong><\/li>\n<li><strong><span style=\"font-weight: 400;\"><em><b>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/dung-bao-hiem-xe-may-online-co-bi-csgt-phat-khong\">D\u00f9ng b\u1ea3o hi\u1ec3m xe m\u00e1y online c\u00f3 b\u1ecb CSGT ph\u1ea1t kh\u00f4ng?<\/a><\/b><\/em><\/span><\/strong><\/li>\n<li><strong><b><em>Xem th\u00eam:\u00a0<a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/thu-tuc-nhan-boi-thuong-bao-hiem-xe-may-khi-co-tai-nan\">5 b\u01b0\u1edbc \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi g\u1eb7p tai n\u1ea1n<\/a><\/em><\/b><\/strong><\/li>\n<\/ul>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-7878 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-online-20221204105212-krn53sr4_o-6.png\" alt=\"\" width=\"1080\" height=\"1080\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_can_mua_bao_hiem_xe_may\"><\/span><strong><b>T\u1ea1i sao c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong nh\u1eefng quy \u0111\u1ecbnh b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ch\u1ee7 xe. N\u1ebfu trong qu\u00e1 tr\u00ecnh tham gia l\u01b0u th\u00f4ng, ng\u01b0\u1eddi l\u00e1i kh\u00f4ng mang theo b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb h\u1ebft h\u1ea1n s\u1ebd b\u1ecb x\u1eed ph\u1ea1t theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1eady t\u1ea1i sao b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Theo l\u00fd gi\u1ea3i c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb V\u00e2n Anh, Ph\u00f3 gi\u00e1m \u0111\u1ed1c Marketing c\u1ee7a C\u00f4ng ty b\u1ea3o hi\u1ec3m B\u01b0u \u0111i\u1ec7n (PTI) cho b\u1ebft: <\/span><i><span style=\"font-weight: 400;\">Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m an sinh x\u00e3 h\u1ed9i. B\u1ea1n h\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng, n\u1ebfu ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n r\u1ea5t ngh\u00e8o v\u00e0 kh\u00f4ng c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng b\u1ed3i th\u01b0\u1eddng cho n\u1ea1n nh\u00e2n th\u00ec kho\u1ea3n ph\u00ed s\u1ebd xoay s\u1edf t\u1eeb \u0111\u00e2u? C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m cho vi\u1ec7c n\u00e0y.\u00a0<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, Lu\u1eadt Giao Th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 bu\u1ed9c ch\u1ee7 xe ph\u1ea3i mua b\u1ea3o hi\u1ec3m \u0111\u1ec3 ph\u00f2ng khi x\u1ea3y ra tai n\u1ea1n giao th\u00f4ng, n\u1ea1n nh\u00e2n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng t\u1eeb ph\u00eda c\u00f4ng ty b\u1ea3o hi\u1ec3m, cho d\u00f9 ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n c\u00f3 \u0111i\u1ec1u ki\u1ec7n t\u00e0i ch\u00ednh hay kh\u00f4ng. \u0110\u1ed3ng th\u1eddi g\u00f3p ph\u1ea7n l\u00e0m gi\u1ea3m g\u00e1nh n\u1eb7ng v\u1ec1 s\u1ed1 ti\u1ec1n ph\u1ea3i \u0111\u1ec1n b\u00f9 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n.<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">V\u00e0 kh\u00f4ng ch\u1ec9 ri\u00eang t\u1ea1i Vi\u1ec7t Nam, t\u1ea1i nh\u1eefng qu\u1ed1c gia kh\u00e1c c\u0169ng quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c ch\u1ee7 xe b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/span><\/strong><\/p>\n<figure id=\"attachment_7880\" aria-describedby=\"caption-attachment-7880\" style=\"width: 960px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7880 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-nen-mua-loai-nao-3-20220626084214-6zwlikqs_o.jpg\" alt=\"\" width=\"960\" height=\"640\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 960px; --smush-placeholder-aspect-ratio: 960\/640;\" \/><figcaption id=\"caption-attachment-7880\" class=\"wp-caption-text\">Ng\u01b0\u1eddi s\u1eed d\u1ee5ng xe m\u00e1y c\u1ea7n mua b\u1ea3o hi\u1ec3m\u00a0\u0111\u1ec3 ph\u00f2ng tr\u1eeb c\u00e1c r\u1ee7i ro, thi\u1ec7t h\u1ea1i khi x\u1ea3y ra\u00a0tai n\u1ea1n.\u00a0\u1ea2nh:\u00a0Zing News.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_nen_mua_loai_nao\"><\/span><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, c\u00f3 ba lo\u1ea1i b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn xe m\u00e1y. Trong s\u1ed1 \u0111\u00f3, lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c l\u00e0 quy \u0111\u1ecbnh y\u00eau c\u1ea7u ch\u1ee7 xe ph\u1ea3i mua. N\u1ebfu kh\u00f4ng c\u00f3, ho\u1eb7c khi b\u1ea3o hi\u1ec3m h\u1ebft h\u1ea1n s\u1ebd b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao Th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9. <\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u00e0y b\u00e1n tr\u00ean th\u1ecb tr\u01b0\u1eddng. B\u1ea1n th\u1eed \u0111o\u00e1n xem, <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\">b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o \u0111\u1ec3 tr\u00e1nh b\u1ecb x\u1eed ph\u1ea1t<\/a><\/span><span style=\"font-weight: 400;\"> nh\u00e9.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">C\u1ee5 th\u1ec3:\u00a0<\/span><\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><b>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe<\/b><span style=\"font-weight: 400;\">. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c. Khi mua b\u1ea3o hi\u1ec3m n\u00e0y, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho b\u00ean th\u1ee9 (ng\u01b0\u1eddi b\u1ecb n\u1ea1n) do ch\u1ee7 xe g\u00e2y ra.\u00a0<\/span><\/strong><\/li>\n<\/ul>\n<h5><span style=\"font-weight: 400;\">Theo \u0111i\u1ec3m a, kho\u1ea3n 3 \u0111i\u1ec1u 14 ngh\u1ecb \u0111\u1ecbnh 03\/2021 cho bi\u1ebft: S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i ho\u1eb7c theo th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean ho\u1eb7c theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n (n\u1ebfu c\u00f3), nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150 tri\u1ec7u \u0111\u1ed3ng. N\u1ebfu ti\u1ec1n \u0111\u1ec1n b\u00f9 n\u1eb1m trong kho\u1ea3n n\u00e0y, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 to\u00e0n b\u1ed9.\u00a0<\/span><\/h5>\n<p><span style=\"font-weight: 400;\">N\u1ebfu s\u1ed1 ti\u1ec1n \u0111\u1ec1n b\u00f9 v\u01b0\u1ee3t qu\u00e1 con s\u1ed1 tr\u00ean. Ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n s\u1ebd chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb n\u1ea1n ph\u1ea7n ti\u1ec1n c\u00f2n l\u1ea1i. Nh\u01b0 v\u1eady, gi\u1ea5y t\u1edd \u0111\u1ea7u ti\u00ean c\u1ea7n ph\u1ea3i c\u00f3 ch\u00ednh l\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c. \u0110\u00e2y c\u0169ng l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 xu\u1ea5t tr\u00ecnh khi CSGT y\u00eau c\u1ea7u ki\u1ec3m tra gi\u1ea5y t\u1edd.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><b>B\u1ea3o hi\u1ec3m tai n\u1ea1n cho ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe<\/b><span style=\"font-weight: 400;\">. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y nh\u1eb1m b\u1ea3o v\u1ec7 cho ng\u01b0\u1eddi \u0111i xe khi x\u1ea3y ra tai n\u1ea1n. Ch\u1ee7 xe c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi l\u00e1i ho\u1eb7c cho c\u1ea3 ng\u01b0\u1eddi ng\u1ed3i sau. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n. Do v\u1eady s\u1ebd kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd n\u1ebfu CSGT ki\u1ec3m tra gi\u1ea5y t\u1edd.\u00a0<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><b>B\u1ea3o hi\u1ec3m th\u00e2n xe<\/b><span style=\"font-weight: 400;\">. Lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho xe m\u00e1y. V\u00e0 \u0111\u00e2y c\u0169ng l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n, \u0111\u1ed3ng th\u1eddi kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd khi c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u ki\u1ec3m tra gi\u1ea5y t\u1edd.\u00a0\u00a0<\/span><\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_gia_bao_nhieu\"><\/span><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y gi\u00e1 bao nhi\u00eau?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng t\u01b0 04\/2021\/TT-BTC quy \u0111\u1ecbnh v\u1ec1 gi\u00e1 b\u00e1n. \u0110\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. M\u1ee9c gi\u00e1 n\u00e0y ch\u01b0a bao g\u1ed3m 10% VAT. C\u1ee5 th\u1ec3:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y tr\u00ean 50 cc: Gi\u00e1 b\u00e1n 60.000 \u0111\u1ed3ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m xe m\u00e1y d\u01b0\u1edbi 50 cc v\u00e0 xe m\u00e1y \u0111i\u1ec7n: Gi\u00e1 b\u00e1n: 55.000 \u0111\u1ed3ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi nh\u1eefng lo\u1ea1i xe c\u00f2n l\u1ea1i: Gi\u00e1 b\u00e1n: 290.000 \u0111\u1ed3ng.\u00a0<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-weight: 400;\">C\u00f2n \u0111\u1ed1i v\u1edbi nh\u1eefng lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n, gi\u00e1 b\u00e1n s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ec1 xu\u1ea5t c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f4ng b\u1ed1. C\u00f3 th\u1ec3 l\u00e0 10.000 \u0111\u1ed3ng, 12.000 \u0111\u1ed3ng, 20.000 \u0111\u1ed3ng\u2026 nh\u01b0 b\u1ea1n th\u1ea5y hi\u1ec7n nay.\u00a0\u00a0<\/span><\/strong><\/p>\n<figure id=\"attachment_7879\" aria-describedby=\"caption-attachment-7879\" style=\"width: 1460px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7879 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-nen-mua-loai-nao-2-20220626084216-mgoec10u_o.jpg\" alt=\"\" width=\"1460\" height=\"973\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1460px; --smush-placeholder-aspect-ratio: 1460\/973;\" \/><figcaption id=\"caption-attachment-7879\" class=\"wp-caption-text\">M\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m xe m\u00e1y s\u1ebd c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t t\u00f9y theo ch\u1ee7ng lo\u1ea1i xe v\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m. \u1ea2nh: Zing News.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Loi_khong_bao_hiem_xe_may_phat_bao_nhieu\"><\/span><strong><b>L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 theo Ngh\u1ecb \u0111\u1ecbnh 100\/2019\/N\u0110-CP cho bi\u1ebft: Ph\u1ea1t t\u1eeb 100.000-200.000 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe g\u1eafn m\u00e1y, xe m\u00f4 t\u00f4, xe \u0111i\u1ec7n ho\u1eb7c c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 khi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y, ho\u1eb7c b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb h\u1ebft h\u1ea1n.<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">C\u00f3 th\u1ec3 th\u1ea5y m\u1ee9c ph\u1ea1t cho h\u00e0nh vi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y cao h\u01a1n s\u1ed1 ti\u1ec1n b\u1ea1n c\u1ea7n b\u1ecf ra khi mua b\u1ea3o hi\u1ec3m. V\u00ec v\u1eady \u0111\u1ec3 tr\u00e1nh x\u1eed ph\u1ea1t, c\u0169ng nh\u01b0 \u0111\u1ec3 ph\u00f2ng ng\u1eeba r\u1ee7i ro cho ch\u00ednh m\u00ecnh. B\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 \u0111i\u1ec1u c\u1ea7n \u01b0u ti\u00ean khi tham gia giao th\u00f4ng nh\u00e9.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_xe_may_dien_tu_tren_ung_dung_OKXE\"><\/span><strong><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c cho m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi C\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m OPES ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE ho\u1eb7c website <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/\">okxe.vn<\/a><\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n c\u00e0i \u0111\u1eb7t phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t c\u1ee7a app OKXE, ho\u1eb7c b\u1ea5m v\u00e0o link b\u00ean d\u01b0\u1edbi \u0111\u1ec3\u00a0 mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho xe m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi OPES nhanh ch\u00f3ng, an to\u00e0n v\u00e0 l\u01b0u tr\u1eef thu\u1eadn ti\u1ec7n ngay tr\u00ean\u00a0\u0111i\u1ec7n tho\u1ea1i.<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><b><a href=\"https:\/\/www.okxe.vn\/my\/insurance-provider?utm_source=Blog&amp;utm_medium=textlink&amp;utm_campaign=seo_ins\">MUA B\u1ea2O HI\u1ec2M XE M\u00c1Y \u0110I\u1ec6N T\u1eec\u00a0AN TO\u00c0N &#8211;\u00a0TI\u1ec6N L\u1ee2I &#8211;\u00a0NHANH CH\u00d3NG<\/a><\/b><\/strong><\/p>\n<p style=\"text-align: center;\"><iframe data-src=\"\/\/www.youtube.com\/embed\/IiOWemPMHWY\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 10pt;\"><em>Video h\u01b0\u1edbng d\u1eabn mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n ph\u1ea3i c\u00f3 khi tham gia l\u01b0u th\u00f4ng. Nh\u01b0ng gi\u1eefa v\u00f4 v\u00e0n c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u00e0y b\u00e1n t\u1eeb \u0111\u01b0\u1eddng ph\u1ed1 cho \u0111\u1ebfn c\u1eeda h\u00e0ng. Theo b\u1ea1n b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o m\u1edbi \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7877,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[177],"tags":[303,272],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o th\u00ec kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t<\/title>\n<meta name=\"description\" content=\"C\u00f3 v\u00f4 v\u00e0n c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u00e0y b\u00e1n \u1edf hai b\u00ean \u0111\u01b0\u1eddng qu\u1ed1c l\u1ed9, c\u1eeda h\u00e0ng xe m\u00e1y\u2026 Nh\u01b0ng b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o th\u00ec \u0111\u00fang quy 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